Privacy policy

Insu-Value is committed to protect your privacy and the confidentiality of your Personal Information with the requirement of the Personal Date (Privacy) Ordinance and the Insurance Authority’s ‘Guidance Note on the Use of Internet for Insurance Activities’. We understand your privacy and security concerns regarding the information we collect, use and disclose to any related company or any other company carrying on insurance or related business for the purpose of allowing us to provide our services to you. To notify you about our practices, we have developed the Privacy Policy.

Disclosure or Use of Personal Information

We will not exchange or sell or otherwise distribute your Personal Information without your consent, except to the extent required by law, in accordance with your instructions, or as identified in this privacy policy:

Legal Matters

Insu-Value may preserve the right to disclose without your prior permission any information about you or your use of this Site if Insu-Value has a good faith belief that such action is necessary to: (a) Protect and defend the rights, property or safety of Insu-Value or its employees, other users of this Site, or the public; (b) Enforce the terms and conditions that apply to use of this site, or (c) Respond to claims that any content violates the rights of third-parties. We may also disclose information as we deem necessary to satisfy any applicable law, regulation, legal process or governmental request.

Accuracy & Use of Information

The information contained on the pages of this website is for reference only and subject to modification and update by Insu-Value Insurance Consultants Ltd. (herein "Insu-Value"/ "we"/ "us") from time to time without notice.

While Insu-Value provides the information on this server to all we retain copyright on all text and graphic images. You may NOT distribute the text or graphics to others or "mirror" this information on your own server without the prior express written permission of Insu-Value or modify or re-use the text or graphics on this system.

All website content is for information purposes only and no aspect of the website shall constitute an offer to buy or sell products or services of Insu-Value in any jurisdiction whatsoever. None of the contents of this website shall be used or relied upon by you as a substitute for professional advice.

The information contained in this website does not, and it is not intended to, provide any financial, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard.

Insu-Value Insurance Consultants Ltd expressly reserves all other rights.

Limitation of Liability

While Insu-Value uses reasonable efforts to include accurate and up to date information on this website, we make no warranties or representations as to the accuracy of any of the contents of this website. Under no circumstances shall Insu-Value or any party involved in creating, producing or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that may result from the use of, or the inability to use, the materials on this website.

Insu-Value also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

External Links

Insu-Value includes links to other websites whose privacy policies we do not control. Once you leave our servers (you can tell where you are by checking the URL in the location bar on your browser), use of any information you provide is governed by the privacy policy of the operator of the site you are visiting. That policy may differ from ours. If you can't find the privacy policy of any of these sites via a link from the site's homepage, you should contact the site directly for more information.

Information Related To Employment

This Site may provide an opportunity to submit your resume to us. If you submit information for such purposes, we will use the Personal Information you provide to evaluate your qualifications and contact you regarding any positions at Insu-Value in which we believe you may be interested.

Policy Updates

This privacy policy was last updated in Novemember 2007 (Date of release). We may update this privacy policy regularly. When we do so, changes in our privacy policy will be effective immediately.