Optional Rider
Conversion privilege

• The right to convert the policy to any participating whole life plan or endowment life plan when the insured attained age 65, without evidence of insurability.
• Premium rate is higher than those for non-convertible policies

Other Rider Availability
Premium Renewable Critical Illness normally excluding Lady Coverage Rider
Hospital Cash / Hospital & Surgical Benefit
Personal Accident Insurance
Wavier of Premium

Advantages
Short term protection at lowest cost.