Aim
To indemnify the Insured (Company or Person) against all sum for which the Insured may be legally liable to pay for third party bodily injury and/or property damage and/or all costs and expenses associated as
- as a owner or tenant of home or office which are usually built in “Home Content Insurance Policy”, “Office / Shop Insurance Policy” respectively;
- as an individual or a company arising out of Accident whose policy form is normally existed in Travel Insurance Policy, General Public Liability Insurance Policy, Motor Car Third Party Liability Insurance Policy and the like.
Policy Basis
Annual / Short Term in respect to a specific Contract or Event
Market
This insurance form is usually incorporated in the Package Policy with a standard limit on sum insured with or without a charge. In general, a separate policy in covering HKD5 million for ordinary risk is charged at a minimum policy fee a thousand or more. Due to special risk associated with Construction and the like, the insurer provides exclusive and limited offer.
Remarks:
There are many conditions, exclusions and warranties that can be applied for these policies. It is therefore important that you discusswith your insurance adviser any that are applicable to your policy.
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