Coverage period

Rider Availability

Premium

Advantages

Policy Cash Value

 

  Features

Coverage period

Cover for specific age/ year or till aged 100 year old

Premium

Level/ Payable for whole life/ Limited payment to certain age or certain year

Policy Cash Value

= Guarantee Cash Value + Guarantee Endowment Cash Value + Non Guarantee Dividend
* Guarantee Cash Value at the time of Policy Maturity = Death Sum Insured (Policy Proceed)

 

 

Rider Availability

Variety choice of Rider that can be attached but be carefully about the limitation of coverage period and payable period that may be identical to the basic plan.

Advantages

Higher accumulation of cash value for emergency need and stated purpose with lesser protection amount provided in comparison with Whole Life Insurance