Covered Benefit

• Description in details

Accidental Death & Permanent Total Disablement & Disablement

• Benefit amount: normally 36 months (less or more) of annual salary or level amount

Temporary Total Disability / Partial Disability

• Benefit amount: advance payment to Accidental death & Permanent Total Disablement & Disablement Benefit

Medical expense (Chinese Bonesetter & Acupuncturist)

• Benefit amount: flat amount per accident independent to Accidental death & Permanent Total Disablement & Disablement Benefit

Hospital Cash allowance

• Benefit amount: independent flat amount per day subject to certain number of days per disability / policy

Broken bones and burns benefit

• Benefit amount: independent amount

Premium

Stated amount and rate per cent to maximum sum insured in accordance with the Plan level which is usually much lower than the personal accidental insurance