Insu-Value Insurance Consultant Ltd.

Aims	Premium
Covered Item	Exclusion
Covered Perils	Market
Policy Type/ Coverage Period

Aims

Cover the structure of your home, against loss or damages caused by fire, explosion and any other perils

Covered Items

(I) Basic Coverage

Material Damage to Content at HOME
including fire, typhoon, explosion, burglary, flooding, burst, pipe or other mishaps

Extensions to cover :
Alternative accommodation
Contents temporarily removed from home
Personal accident & Malicious Attack
Domestic servant’s properties
Frozen food
Personal effects as workplace; Money and unauthorized use of credit cards

Public Liability

(II) Optional Coverage

Worldwide All Risk on Valuable Items

Replacement Helper Expenses

Covered Perils

All Risk Insurance Type, including perils named under Fire & Extra Perils, with additional Perils of Burglary unless specified on Exclusion Provision

Policy Type & Coverage Period
Package & Annual Policy

Premium

Subject to Floor Area / Sum Insured Banding / Excess Applicability / Extension Details on Covered Items

Exclusion

Loss of damage to contact lenses, mobile phone, pagers, sports equipment while in use, food and drink (except the insured frozen food)
Exclusion similar to Fire Insurance/ Property All Risk Insurance
Standard Exclusions if applicable

Market

Basic Concept of Market