Travelers should focus on high severity risk against the Medical Expense, and Emergency Medical Evacuation if catastrophic occurrences are unpredictable outside the normal residence.
Covered Items
Medical & Personal Accident
Medical expenses (inpatient or outpatient) if incurred initially at the time of traveling abroad – including related expenses spent abroad and after return to home residence for certain period.
Approved Emergency medical evacuation/ medically supervised repatriation
Physical Damage or Loss of Baggage & personal effects
Personal Money Loss & Cash Allowance in case of this loss
Travel Inconvenience
Trip Cancellation / Curtailment due to unexpected strike, civil commotion, death, serious injury or sickness of Insured and etc.
Reimbursement of actual forfeited transportation fee, tour fee and hotel expense
Trip Re-route
Additional Transportation Expense for rescheduling to catch up another scheduled flight
Travel Delay due to bad weather, strike, hijacking and etc- Cash allowance for each full certain hours
Baggage delay - Reimbursement of emergency purchase of toiletries
Document Loss
Extra costs for accommodation, transportation and document replacement
Child under 16 must be accompanied by an audit under the same policy
Policy Type & Covered Period
Short Term Policy for Single Trip
Annual Policy for Multi-trip journey during a policy year (Maximum period per journey: 90 – 100 days)
Premium
Varies with period and place of journey
Territorial Risk
Worldwide
South East Asia
China Only
Another Similar Product so-called “China Medical Guarantee Card” provides Medical & Personal Accident coverage for target customers who are mainly stationed in Mainland China and traveling to and from Hong Kong to Mainland China and vice versa.
Special Plan:
China Medical Guarantee Card
Covered Items
Medical & Personal Accident
Hospital expenses if incurred initially at the time of traveling in China– including related expenses spent abroad and after return to home residence for certain period. Admission without paying hospital admittance department.
Approved Emergency medical evacuation/ medically supervised repatriation
